During our younger years, when we feel so indestructible it is easy Request A Quote to forget the importance of health insurance. While we have all had to use it over the years, it becomes so much more important as we reach the golden years. Fortunately, protection comes in many forms and the government is there to assist. Arguably the best way to educate oneself regarding Medicare and related Medicare Supplements is to visit Medicare.gov. At this site, the government has outlined information committed to helping current and potential policyholders understand the importance of the decision to pick a Medicare supplement. One important thing to remember when considering various supplemental insurances is that the most common and popular supplemental coverage plans are Plan F or Plan G, with or without a deductible.
When buying Medicare supplemental insurances, it is important to remember that the government regulates what carriers can offer ‘per supplemental’. The important details to note regarding the coverage being considered are:
- Company Financial Strength
- National Network
- Performance Rating
- Price Increases or Inflation
All of these aspects should be thoroughly considered when selecting a coverage plan. At AAIG we have in house experts that fully understand the various aspects of Medicare supplemental insurances and how to select the coverage that fits a client’s needs best. Additionally, and equally importantly, the AAIG agents can steer you clear of plans that are not the value they appear to be either in the short or long term.
Medicare Supplements cover many aspects of health needs, and arguably the most important is the prescription drug plan. Knowing your current prescriptions and how they are covered may have enormous impact on the type of prescription drug coverage you select. For example, you may be prescribed a preferred drug but if it is not available in the Medicare formulary you have to look for viable generic solutions. AAIG has worked with clients who were guided through the Medicare information to help them select and buy the right drug plan. This case was particularly complicated because the client was taking 10 prescriptions per month and needed to know exactly what to expect with the plans under consideration and the ultimate financial cost. This kind of open communication needs to exist because when you turn 65 in the eyes of the government you receive a ‘clean bill of health’ as far as your health insurance is concerned. But knowing what to expect down the road and what happens when try to change Medicare supplemental insurances, that’s where expert advice can save you a lot in the long run.
Selecting a Medicare Supplemental Insurance could be one of life’s most important decisions given the implication on health at a time when healthcare and financial concerns are arguably at their most important levels. Enjoy the golden years without worrying about your health coverage costs, speak with an expert at Anderson & Allen Insurance Group today to find out the very best coverage for you.
Anderson & Allen Insurance Group
14405 Walters Road
Houston, TX 77070
- Direct: 713-817-9939
- Fax: 1-866-774-4938
- Email: [email protected]
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Anderson & Allen Insurance Group (AAIG) is an independent insurance firm that is committed to providing unbiased advice and prudent strategies for insuring your specific risk.
Our services are always tailored to your needs, no matter how unique. Our process is efficient and thorough.
The AAIG staff will provide a free insurance risk analysis and suggest prudent changes to help strengthen your insurance portfolio...