Mobile Home Insurance

Mobile home insurance is similar to homeowners insurance, but instead you get specialized coverage for your factory-built home. Whether you need manufactured home insurance or modular home insurance, Progressive can customize a policy to meet the needs of your property.


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Mobile home or manufactured home insurance not only covers your mobile home, but it can also cover:


  • Detached structures on your property, such as carports or garages
  • Your personal belongings
  • Living expenses if your home is seriously damaged by a covered loss
  • Injuries that might occur on your property (up to the limits you choose on your mobile home insurance policy)

Why do I need mobile/manufactured home insurance?


  • Protects one of your most important investments
  • Most mortgage lenders require mobile or manufactured home insurance

What does mobile/manufactured insurance cover?

These items are typically covered under a manufactured or mobile home policy:

  • Electronics and appliances
  • Furniture and clothing
  • Shed or other unattached structures
  • Medical expenses and/or legal fees if someone is injured on your property

Optional Coverage

You can add extra protection on top of your standard policy with these optional coverages:

  • Sports equipment – protects your athletic gear, including ski equipment, golf clubs, and more
  • Musical instruments – insures various instruments and accessories from loss or damage

Additional policies

There are other policies you may want to consider for additional risks:

  • Identity theft protection – safeguards your identity from security breaches.
  • Jewelry – Covers your precious valuables, like watches and rings.
  • Flood – protects your home and property from severe water damage

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